Digital Finance

Mobile Money Safety Guide for Students

A practical guide to help young people understand mobile money safety, scams, privacy, and responsible digital finance decisions.

What this resource helps students learn

Money skills covered by this resource.

  • How to spot suspicious messages or requests
  • Why PINs and passwords must stay private
  • How to pause before sending or borrowing money digitally

How students can use it

Schools and families can use this guide as a discussion tool before students start managing more digital payments.

Key money skills covered

Mobile moneyDigital finance safetyRisk awareness

Related resources

More student financial literacy resources.

Money Basics

Coming soon

Budgeting Worksheet for Students

A simple worksheet to help students plan income, spending, saving, and priorities before money disappears into unplanned choices.

Audience: Students

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Money Basics

Coming soon

Savings Tracker for Students

A student-friendly tracker for setting a savings goal, recording progress, and understanding how consistency builds financial confidence.

Audience: Students

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Classroom Tools

Coming soon

Needs vs Wants Activity

A classroom activity that helps students compare spending choices and understand the difference between urgent, useful, and optional purchases.

Audience: Teachers and students

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Next step

Build financial literacy before students need it urgently.

Ascend Africa resources are designed to support workshops, classroom discussion, and practical student decision-making.